Welcome to the Latvian Credit Union Ltd.

Membership Eligibility 

  • A person of Latvian descent and their immediate families. Contact us to see if you are eligible and to become a member today! Call (416) 922-2551 for more information. 

Member Services

  • Free online banking
  • Free debit card privileges (anywhere in the world!)
  • Free unlimited chequing
  • Direct Deposits
  • Pre-authorized payments
  • Low car and home insurance rates 
  • Overdraft protection
  • Money orders
  • Wire-transfers - Incoming & Outgoing
  • Weekly transfers to Latvia

Loan Services

  • Very low interest rates
  • New & used vehicle loans
  • First & second mortgages - up to $1,000,000
  • Reverse line or credit/equity mortgages
  • Lines of credit - easy to access to your credit any time you need it, up to the available credit limit
  • Optional "interest only" payments

Low Down Payment Mortgages 

  • Allows you to purchase a home with as little as 5% down
  • Allows you to enjoy home ownership much earlier
  • Allows you to take advantage of current low interest rates

Call Inga Irbeniece for more information: (416) 922-2551 ext.200


Online Banking 

  • We offer online banking for members with Internet access. Enroll in this free service and you can access your credit union accounts through a secure site online. You can view your accounts, pay your bills, transfer funds, manage your investment. Click here to access your account online!  

Savings Accounts

  • Dividend Savings - rate set and paid semi-annually by board of directors (our most preferred account)
  • Plan 24 - interest paid monthly on the daily minimum balance
  • U.S. Dollar savings account
  • Chequing - unlimited free chequing, non-interest bearing account
  • Term Deposits - short and long term
  • RRSP Accounts - variable interest only

Bilingual Services 

  • To effictively serve you, all of our staff are fluent in both Latvian and English. Feel free to conduct your business in either language!